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	<title>Idiot Customers &#187; Telemarketer</title>
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	<description>After a long day of work dealing with customers, you openly weep for the future of human kind.</description>
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		<title>Lower APR</title>
		<link>http://idiotcustomers.com/2010/lower-apr/</link>
		<comments>http://idiotcustomers.com/2010/lower-apr/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 07:04:04 +0000</pubDate>
		<dc:creator>A-Train</dc:creator>
				<category><![CDATA[Stories]]></category>
		<category><![CDATA[Call Center]]></category>
		<category><![CDATA[Telemarketer]]></category>

		<guid isPermaLink="false">http://idiotcustomers.com/?p=99</guid>
		<description><![CDATA[[As you read this, keep in mind that we are calling business owners with an existing business credit card, carrying a balance and are offering to lower the rate on the existing balance and with their permission change them from a Visa to a Mastercard to achieve this.] Marketer:  Hello, my name is &#8212;&#8212;-  &#8212;&#8212; &#8230; </p><p><a class="more-link block-button" href="http://idiotcustomers.com/2010/lower-apr/">Continue reading &#187;</a>]]></description>
			<content:encoded><![CDATA[<p><em>[As you read this, keep in mind that we are calling business owners with an existing business credit card, carrying a balance and are offering to lower the rate on the existing balance and with their permission change them from a Visa to a Mastercard to achieve this.]</em></p>
<p><strong>Marketer</strong>:  Hello, my name is &#8212;&#8212;-  &#8212;&#8212; calling on behalf of (Bank’s Name) may I please speak with Mr. &#8212;&#8212;&#8211;  the owner of the company?  This is regarding his credit card account with us.</p>
<p><strong>Customer</strong>:  This is him.</p>
<p><strong>Marketer</strong>:  Hello, Mr. &#8212;&#8212;&#8211;, the reason I am calling today is because you are a valued customer of (Bank’s Name) we have decided to give you an opportunity to upgrade to platinum status, lower your interest rate and begin earning rewards points for everyday use of your (Bank’s Name) card.  All I would need is your permission…</p>
<p><strong>Customer</strong>:  I am not interested.</p>
<p><strong>Marketer</strong>:  I understand you may be hesitant about this offer but the new lower rate would apply to…</p>
<p><strong>Customer</strong>:  I am not interested.</p>
<p><strong>Marketer</strong>:  Mr.  &#8212;&#8212; may I ask why you are not interested in…</p>
<p><strong>Customer</strong>:  I am not interested because the rate on your card is too high.  I am thinking of canceling the account so I am not going to buy anything.</p>
<p><strong>Marketer</strong>:  We are not selling you anything.  (Bank’s Name) is offering to lower the interest rate on your existing card and balance and change your card to a Rewards Platinum…</p>
<p><strong>Customer</strong>:  I said I am not interested.  What part of that do you not understand?  Your interest rate is too high!  I am not interested.  (Click)</p>
<p>And he owns a business, no wonder the economy is in the condition it&#8217;s in!</p>
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